DWP £230.25 per week to People who were born on 6 April 1951: The Department for Work and Pensions (DWP) is set to introduce nine major changes to the state pension system starting in April 2025. These updates will affect both the new State Pension and the basic State Pension, alongside additional elements such as Serps, inherited pensions, and deferred pension increases.
The state pension plays a crucial role in retirement income for millions of Britons, and these changes will impact how much pensioners receive. Below, we outline the key updates and what they mean for you.
1. Increase in the New State Pension
From April 2025, those eligible for the new State Pension will receive £230.25 per week, up from £221.20. This marks a 4.1% increase, adding £470 per year, bringing the total annual pension to £11,970.
Who Qualifies for the New State Pension?
- Men born on or after 6 April 1951.
- Women born on or after 6 April 1953.
- You need 35 years of National Insurance contributions for the full pension.
- A minimum of 10 qualifying years is required to receive any State Pension.
If you have gaps in your National Insurance record, you may be able to make voluntary contributions to increase your pension amount.
2. Basic State Pension Increase
For those who reached pension age before April 2016, the basic State Pension will rise from £169.50 to £176.45 per week—also a 4.1% increase.
Many basic State Pension recipients may also receive additional top-ups, such as:
- Additional State Pension
- State Second Pension (S2P)
- Serps (State Earnings-Related Pension Scheme)
3. How the Triple Lock System Affects Pensions
The triple lock system ensures the state pension rises annually based on the highest of the following:
- Inflation (Consumer Prices Index – CPI)
- Average earnings growth
- 2.5% minimum increase
For 2025, the increase is 4.1%, based on wage growth figures. The Labour government has confirmed it will maintain the triple lock until at least the end of the current Parliament.
4. Additional, Serps, and State Second Pension (S2P) Increase
The Serps, State Second Pension (S2P), and additional pension will increase by 1.7% in April 2025.
If you qualified for more than the standard pension rate before April 2016, you will continue to receive the extra amount, which will rise at 1.7% in line with inflation.
5. Pension Age Set to Rise Further
Currently, the state pension age is 66 for:
- Men and women born between 6 October 1954 and 5 April 1960.
However, for younger generations, the pension age is increasing. According to experts at the International Longevity Centre, the pension age may rise to 71 by 2050 to keep the system financially sustainable.
6. Higher Payments for Those Deferring Their Pension
Many pensioners choose to delay their pension in return for higher payments later. The extra amount received for deferring will increase by 1.7% in April.
If you defer, your pension increases by 1% for every nine weeks you delay claiming—which adds up to around 5.8% extra per year.
7. Inherited State Pension Increases
If you inherited part of your spouse or civil partner’s State Pension:
- If it’s from the basic State Pension (pre-2016) → 4.1% increase.
- If it’s from the new State Pension (post-2016) → 1.7% increase.
8. Increase in the Married Women’s State Pension
- Spouses, often women, who retired on a small pension before April 2016 can receive 60% of their partner’s basic State Pension.
- The ‘Category B’ State Pension will rise 4.1% to £105.70 per week.
Additionally, those aged 80 or older who receive a ‘Category D’ State Pension will also see a 4.1% increase, but the extra 25p per week for over-80s remains unchanged.
9. Graduated Retirement Benefit (GRB) Increase
The Graduated Retirement Benefit (GRB), which was in effect between 1961 and 1975, will increase by 1.7% in April 2025.
If your State Pension includes any GRB payments, this portion will automatically increase.
The April 2025 pension updates will bring higher payments for millions of retirees, helping them keep up with the rising cost of living. The triple lock system ensures pension growth, but with discussions about the rising state pension age, future generations may need to prepare for later retirement.
To maximize your pension, consider checking your National Insurance record, making voluntary contributions, and exploring deferral benefits. If you receive Serps, inherited pensions, or additional benefits, be sure to check how the new rates apply to your payments.
FAQ’s
How much will the UK State Pension increase in April 2025?
The full new State Pension will rise from £221.20 to £230.25 per week, a 4.1% increase.
What is the triple lock pension system?
The triple lock ensures pensions rise annually by the highest of inflation, wage growth, or 2.5%. The 2025 increase is based on 4.1% wage growth.
Will the pension age increase in the future?
Yes, experts predict the UK State Pension age may rise to 71 by 2050 to maintain sustainability.
How much will the basic State Pension rise in April 2025?
The basic State Pension will increase from £169.50 to £176.45 per week, also a 4.1% rise.
Can I increase my State Pension payments?
Yes, you can make voluntary National Insurance contributions or defer your pension for higher payments.
Hope I will be able to recived the increased amount in April 2025